Tier 1
Use short daily routines tied to real reading, writing, or real-world application at home.
1. Standard At A Glance
Standard: SS.12.PF.C
Short description: Analyze the responsible use of credit, including understanding interest rates, credit scores, debt management, and the long-term costs and benefits of borrowing for various purposes (e.g., education, housing, auto).
2. Typical Indicators
- Student can describe what this skill looks like in classwork.
- Student applies this skill with familiar tasks and support.
- Student can explain parts of their thinking when prompted.
3. Warning Signs
- Student avoids tasks requiring this specific skill.
- Student needs repeated prompting and shows inconsistent performance.
- Student shows limited progress despite practice.
4. Escalating Accommodations
Tier 2
Provide targeted guided practice in 10-15 minute sessions with clear examples.
Tier 3
Use individualized practice with explicit modeling and frequent feedback.
5. Modifications
- Diverse learners: use visuals, sentence supports, and language scaffolds.
- Disabled learners: adapt response format, pacing, and access supports as needed.
6. Cross-Curricular Integration
Connect economics and personal finance to household decisions — budgets, savings, credit, taxes — at home.